Right here at Ohio Motorcycle Insurance, we work tirelessly to get you insured at a rate you can afford. Our team has a great deal of experience in the insurance market, and we have established relationships that make it simpler, easier, and more cost-effective to insure your bike. Getting started takes less than 10 seconds. Find the coverage you need at a price you can afford. Enter your zip code to get started.
Motorcycle Insurance: Ohio Laws
Ohio riders don’t necessarily have to have a really expensive policy. Under the law, only motorcycle liability coverage is mandatory. Liability insurance provides protection from claims arising from injuries or damage to other people or property. Your liability coverage must meet or surpass certain minimum limits for bodily injury to others and damage to 3rd party property.
- For Injuries to a Single Person: $12,500
- For Injuries to Two or More Individuals: $25,000
- For Damages to Personal Property: $7,500
On the one hand, less coverage will translate to more affordable motorcycle insurance. Yet less coverage will translate to higher risks that your insurance payout won’t cover your total healthcare costs if you injure or are injured by another motorist. Bear in mind that the cost of medical care and personal property often increases faster than state liability limits get changed.