If you live in any part of Ohio, scooter and motorcycle insurance is compulsory. In truth, keeping your motorcycle insured is obligatory in 47 states nationwide. Often, this means that you are unable to plate a street bike without having proof of insurance to the officials. Nevertheless, motorcyclists shouldn’t face overpriced prices. The only tactic to find the lowest price for Fairfield motorcycle insurance is to review the insurance policies made available from contending providers. Be sure to key in your zipcode into the field above to begin doing your research for the ideal plan

Ohio Motorcycle Insurance Laws

Riders in Fairfield, OH don’t always need to carry a really expensive, comprehensive policy. Under the law, only motorcycle liability insurance is required. Liability coverage pays for damages incurred by third parties in accidents for which you are judged to be legally at fault. The state sets the minimum liability amounts for which you must be covered. There are three minimum liability coverages detailed:

• For Injury to a Single Individual: $12,500
• For Injury to Two or More Persons: $25,000
• For Property Damages: $7,500

If cost is your first priority, only getting insured up to these minimums will do the trick. However, most riders go with more than the state minimums. After all, IRC (Insurance Research Council) claims that 16% of Ohio road users drive without insurance. You may want to consider Uninsured Motorist protection so that you will still be covered if the other motorist doesn’t have insurance.