Assuming you need motorcycle insurance in Cincinnati, we make it possible to locate good coverage at premiums you can afford. With the economy, almost everyone wants to save some money. Having a motorcycle shouldn’t be a luxury, but expensive premiums have the potential to make it feel this way. Fortunately, we allow you to look at rates from the very best motorcycle insurers such as GEICO, Progressive, and Nationwide…online.
You have several different types of policies that insurance professionals tend to recommend. These kinds of coverages consist of:
- Bodily Injury Liability
- Property Damage Liability Limit
- Uninsured Motorist Coverage
- Collision Coverage
- Comprehensive Coverage
For motorcycles that are financed or leased, comprehensive motorcycle insurance is typically required.
Motorcycle Insurance in Cincinnati (OH): Guidelines
In Ohio, liability coverage is the necessary form of motorcycle insurance. Liability covers you in financial terms if you are judged at fault for injuries or destruction to a third party. Although many of us don’t expect that a motorcycle or scooter could cause significant damage, you could be blown away.
- Bodily Injury Liability Limit for One Individual: $12,500
- Bodily Injury Liability Limit for All Persons: $25,000
- Liability Limit for Property Damage: $7,500
Don’t forget that standard liability insurance fails to take care of the motorcyclist, the the machine being ridden, or a two-up rider – just your legal exposure for damages suffered by 3rd parties.
To learn more, please see Motorcycle Insurance Ohio.